So Much for Lower Drug Costs


Herbert77060

Texas Southern University
Tier 1-2 drug deductible $0
Drugs on Tiers 1 and 2, which are the most commonly prescribed generic medications, will continue to have flat copays and no deductible in 2026.
Current: $0

Drug deductible for tiers 3-5 $520
In 2026, prescriptions drugs on Tiers 3-5 will have a deductible and coinsurance instead of a copay. Review your drug summary below to find out if you'll pay coinsurance.
Current: $340

Prescription out-of-pocket maximum $2,100
In 2026, your prescription drug out-of-pocket maximum is $2,100. Once you reach that amount, you'll pay $0 for Medicare Part D-covered drugs.
Current: $2,000
 
I'm wondering how my drug cost will be going into 2026. I'll be hitting that medicare range and getting ready to figure out what plan to go with. Most of my medications are Tier 3-5 and it's gonna cost me I guess starting in January. Trying get ahead since I've met my drug deductible and it's not costing me anything now.
 



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