Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
Yep. Mine must be par because I just spent Friday and Saturday SHREDDING credit card invitations that have piled up. This does no good because I get 2..3....4 every day...one day I got 6. I'm flattered, but it causes me to have to WASTE time destroying that mess.
I mentioned this about 2 years ago, but the closer your credit score is to ZERO, be better off you are.
The high credit score simply means you are good at paying people you owe. If you credit score is zero, that means you don't owe anybody SHAT!.
Now, I'm not saying get a low credit score by any means. I'm saying pay everybody off and don't get back into any debt.
That would be nice sperm, but being realistic If you buy or borrow you are going to continue have something on your credit.
TRUE, but you said it. If you borrow, you will have something on your credit. If you buy outright, it never shows up. I think its something to strive for.
Outside of owning a home, it can be done.
Yep. Mine must be par because I just spent Friday and Saturday SHREDDING credit card invitations that have piled up. This does no good because I get 2..3....4 every day...one day I got 6. I'm flattered, but it causes me to have to WASTE time destroying that mess.
This is Dave Ramsey's philosophy. He says you don't need credit if you pay cash for everything.TRUE, but you said it. If you borrow, you will have something on your credit. If you buy outright, it never shows up. I think its something to strive for.
This is Dave Ramsey's philosophy. He says you don't need credit if you pay cash for everything.
I read so much, I just can't remember where I read that. Who is he and what is he known for?
Credit is great if you know how to use the system.
Take real estate for example:
Over 90% of America's self made millionaires got their money though real estate. Some of them can now pay cash for just about anything but they know it's smarted to let other people's money work for them. It's often smarter to use credit and other people's money for certain transactions.
Instead of paying $100,000 cash for a rent. They put $10,000 down payment on 10 different houses. That's what credit will allow you to do.....good credit that is.
The credit system is great if used right, but bad if you misuse it. Great if used for investing, emergencies, etc BUT bad if used to buy stuff you should'nt buy and pay back. You will be tagged with a score from 350 to 850 for the rest of your life as soon as you charge. The other option is to always pay cash for everything.....everything!
Good credit is like life insurance. Not everybody needs it, especially super rich people. The rest of us should probably maintain high scores.
He's a financial adviser, and has his own radio show. You can also get his podcast off iTunes.I read so much, I just can't remember where I read that. Who is he and what is he known for?
I read so much, I just can't remember where I read that. Who is he and what is he known for?
I read so much, I just can't remember where I read that. Who is he and what is he known for?