Tigerpride
THE Logical ONE
Again, there is nothing "historical" about a 5-year span. But carry on though. If you can only find 5 years of statistical data to prove a point and then have the nerve to say "historical" then I see right now there is no need to refute this with you.
As the saying goes, "don't argue with fools......"
If APR is only 10 years old.. uuuum, yeah 5 years is historical.